Specialized Situation

Military Servicemember Assistance (SCRA)

The Servicemembers Civil Relief Act provides meaningful mortgage protections, including an interest-rate cap on pre-service obligations and limits on foreclosure without a court order during and shortly after military service. These protections must be invoked with documentation.

Protections for active-duty servicemembers and their families

What you need to know

The SCRA generally caps interest at six percent on obligations incurred before active duty began, upon written request with a copy of orders.
For loans originating before active-duty service, foreclosure generally requires a court order or waiver during service and for a statutory period afterward.
The origination date relative to your service start date is the decisive fact. Establish it first.
Requests should go to the servicer in writing with orders attached, and a copy should go to the trustee if a sale is calendared.
Military legal assistance and JAG offices provide no-cost help and should be engaged in parallel.

Military Servicemember Assistance (SCRA) intake

Submit the details of your situation and a coordinator will identify what is needed to move forward. You will receive a reference code immediately.

Full name *

Email *

Phone

Property address

Where are you in the process?

Scheduled trustee sale date, if any

Providing this date moves your case into emergency triage automatically.

Current service status

Date active duty began

Loan origination date

Branch and unit

Describe your situation

I understand that Global Estate Hub Societies provides educational information and administrative assistance only, is not a law firm, does not provide legal representation, and cannot guarantee that any application will be approved or that a foreclosure or trustee sale will be postponed or cancelled. I consent to being contacted by email and phone about this request. *

No fee to homeowners. You will receive a reference code immediately.